Earn up to 12% pa*

Sourced Capital offers up to 12%* per annum returns on first charge secured property projects.

With rates at a new low of 0.1% and inflation rising, cash in the bank will not be growing.

Capital at risk. No FSCS protection.

* 12% Includes investor bonus when investing £20k+. See individual projects for more details.

Ways That You Can Invest

Regular Investment

Invest instantly online from £250 and get a return of up to 12%*, all loans are secured by the registered first legal charge against the property.

Innovative Finance ISA

With Sourced’s IFISA you can select individual loans and can invest up to £20,000 tax free (per tax year)

Pension SIPP/ SSAS

Make your pension work harder, use your pension fund to lend with Sourced. This also comes with the flexibility to select the individual loans to lend to.

Capital at risk. No FSCS protection.

View Our Live Projects

How It Works

Select one of our live projects. Invest using your savings, ISA or pension.

Unlike when your funds are in a simple bank account; you can select and lend money directly to a variety of UK property investments in a variety of different ways.

We don’t charge our investors any fees, our aim is to help you to make the most of your hard earned money using our simple and easy to use platform through our live projects, ISA and also by using your pension.

Earn up to 12%* per annum.
Capital at risk. No FSCS Protection

Invest With Your ISA

Earn up to 12%* tax-free through our innovative finance ISA.

The Sourced Capital Property backed ISA is an Innovative Finance ISA and allows investors to receive interest tax-free. In the 2021/2022 tax years the ISA allowance is £20,000. This means that you can invest £20,000 in ISA accounts and keep all your investment returns.

As with any investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change.

Laptopand-phone--ISA

“A highly professional and expert business. I’ve been really impressed by their knowledge and property investment platform.”

Earn More Money For When You Retire

pension image 1

If you want better returns from your pension pot, you’ll be glad to hear that you can invest it into a Sourced property project.

Learn more about investing using your SIPP or SSAS to receive up to 12%* a year tax-free, with a diversified loan portfolio secured against UK property.

Tax treatment will depend on your individual circumstances and may be subject to change in the future.

Make Your Pension Work Harder

Sourced Security

The secured loan investments on the Sourced platform allow you to lend directly to carefully vetted and experienced borrowers.

Investments are secured by a registered first charge against the property, the highest level of security on a property

The maximum loan to gross development value is 70%, giving protection against market fluctuations

Sourced offer upmost transparency on the project, the borrower and anyone else involved in the project

Sourced Capital are a regulated financial services firm operating as an appointed representative.

Sourced only ever fund borrower’s projects after a structured project appraisal and a detailed credit risk approval process

Register To Invest

What Are The Risks?

Person working and using a laptop for business and accounting concept.

As with any other investment activity, Peer-to-Peer lending carries risk. It important that you understand the risks involved and are comfortable with them before you make any investment decisions.

Whilst we as a platform seek to run a well governed and responsible business, we too are a business and susceptible to various market and financial risks. If we as a business fail there is a risk to the administration of your repayments and management of funds. To mitigate this risk, we have put in place an ‘Orderly Wind Down Plan’ to ensure that the platform will continue to distribute repayments and manage your money as expected. All funds are kept in a segregated client account with our Principal which are separated from our own and their business accounts.

Your funds are not protected by the Financial Services Compensation Scheme (FSCS).

Please see our Risk Statement for further details.

Refer a friend and

Earn up to £250

Invite a friend to invest with Sourced and you will get up to £250 in cash when they complete their first investment. Simply share your referral code found on your dashboard!

£50 for investments of £1,000+
£100 for investments of £5,000+
£150 for investments of £10,000+
£250 for investments of £20,000+

Got A Question?

Below we’ve answered five of our FAQs.

1. When will I receive my returns from my investment?

Interest on your loan investment will be paid at the end of the loan term after the borrower of your money has repaid the amounts due.

2. How will my investment be used?

That depends. Each loan opportunity will be different although they will all be property related. The loan will be used by the borrower for the reasons stated in the loan opportunity. For example, one loan may be used to fund a Below Market Value property purchase whereas another may be used for a property conversion project.

3. Do Sourced have experience in property?

Yes. The team at Sourced have over 50 years combined experience in the property sector. This experience includes property investment, property development and property sourcing across the UK.

4. I’m not a UK resident, can I invest?

Yes. You will still have to pass the same investor accreditation process as all other investors, but your location will not impact your ability to invest.

5. Are Sourced regulated?

Yes. Sourced is an Appointed Representative (ref no. 826510) of rebuildingsociety.com Ltd, a firm authorised and regulated by the Financial Conduct Authority (FCA) under firm registration number 656344.