Earn up to 12% pa with our Innovative Finance ISA (IF ISA)

High street ISA returns are often below the rate of inflation. Our IFISA was created to give you much greater returns. Earn up to 12% interest tax-free with your money being secured against UK property.

○ Act now before ISA deadline!
○ Earn 12% pa Tax Free Returns.
○ We Charge Zero Fees to Invest or Setup.
Receive a £50 welcome bonus!*

*Capital at risk. Not covered by the Financial Services Compensation Scheme.

Setup Your Free IF-ISA Today

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Our IFISA process is as simple as 1, 2, 3.

Unlike the banks, with Peer to Peer Lending you know exactly how your money is being used; you can select and lend money directly to a variety of UK property investments. So, if you are fed up of low interest rates and you’d prefer to invest your tax-free allowance with Sourced Capital and receive up to 12% a year tax-free with a secured investment against UK property, here’s for you can get started:

Register for a free account

Activate your IFISA Wallet

Add funds to your IFISA, or transfer an existing ISA

How do Innovative Finance ISAs work?

Key ISA Benefits

Reasons to join our community of investors...

Access to attractive projects, earning you up to 12% pa* tax free

Peace of mind knowing that we are a HMRC and FCA approved company

All investments are secured by first legal charges

Start building your portfolio from just £250

Diversify and spread your risk with new projects added

No fees to invest

You know exactly how your money is being used

Earn a £50 cashback welcome on your first investment

Create Your ISA Today

Interest Calculator Tool

Our simple calculator tool allows you to calculate the returns over any period on any specifed amount, enabling you to compare them to the annualised returns of a Sourced ISA investment.

Principal amount (£)

Interest Rate (%)

Term (months)

Sourced IF ISA

Based on 12% return


Over 12 months

Capital at risk. Returns may vary.

Return on £1,000 over 12 months at 2.00%


Sourced Security

The secured Peer to Peer investments on the Sourced platform allow you to lend directly to carefully vetted and experienced borrowers.

Investments are secured by a registered first charge against the property, the highest level of security on a property

The maximum loan to value is 70%, giving great protection against market fluctuations

Sourced offer upmost transparency on the project, the borrower and anyone else involved in the project

Sourced are an Appointed Representative of rebuildingsociety.com Ltd, a firm authorised and regulated by the FCA

Sourced only ever fund borrower’s projects after a structured project appraisal and a detailed credit risk approval process

Earn a £50 welcome bonus*

Capital at risk.

**£50 Welcome Bonus Terms and Conditions

This offer is valid for new investors only and will only be applied if your initial investment is £500 or more.

This offer can not be claimed more than once and funds must be drawn down by a borrower before being validated.

This offer can not be used in conjunction with any other offers.