Make Your Pension

Work Harder

Earn tax-free returns using pension savings by setting up, or, transferring your SIPP or SSAS pension to invest in our peer to peer loans.

Tax treatment will depend on your individual circumstances and may be subject to change in the future.

Two Types of Pension - SIPP / SSAS

What are they?

Self Invested Personal Pension (SIPP)

SIPP allows individuals to make decisions about their investments from a range of approved investment projects, which includes P2P lending. It is for those that are confident enough to make their own investment decisions. It works in a similar way to other personal pensions. You can add capital as and when you choose and the government pays in an extra 20% in pension tax relief.

Small Self Administered Scheme (SSAS)

SSAS is usually used by directors of Limited Companies for employees. SSAS offers investors great flexibility and often more independance than a SIPP. The scheme can have up to 11 members and is open to all employees and family members.

What to do if you do not have a SIPP / SSAS

If you are interested in lending towards Sourced projects via your pension but do not have a SIPP or SSAS pension then we would suggest to do some research to see what might suit you best. With a SSAS scheme, you will typically need to be a company owner or director. Speak to possible providers to see if they authenticate peer-to-peer lending and if they will verify investments with Sourced. Some pension providers will not yet have authenticated peer-to-peer lending – if this is what you want to do then it will be easier working with a provider that already has approved peer-to-peer lending.

A SIPP or SSAS isn’t the right option for everyone, so we would suggest to speak to a qualified Independent Financial Advisor to assist in your decisions.

Register your SIPP / SSAS today

Earn More Money for When you Retire

If you want better returns from your pension pot, you’ll be glad to hear that you can invest it into a Sourced property project .

If you’d prefer to invest your tax-free allowance with Sourced Capital and receive up to 12% a year tax-free with a secured investment against UK property, here’s what you need to do:

Complete the simple form below

Your pension provider will be contacted to set up your account

Interest is paid tax-free to your Sourced account

Please note that there may be some restrictions. Pensions cannot be used to make loans to connected parties or for property with a residential element, meaning some of our loans may therefore be unavailable to pension accounts.

Download our free SSAS Pension guide

Key Benefits to Invest your SIPP / SSAS

Reasons to join our community of investors...

Your Pension can earn up to 12% pa tax free

Diversify and spread your risk across projects

A HMRC and FCA approved company

No fees to invest, not now, not ever

All investments are secured by first legal charges

You know exactly how your money is being used

Already have a SIPP / SSAS and want to invest? Register now

Does your SIPP / SSAS provider not currently work with P2P Lending platforms?

Don’t worry, we’re happy to talk to them about joining up with Sourced. You can also transfer to a SIPP/ SSAS provider who does offer these investments

If you’re interested in investing with your SIPP / SSAS complete the form below

Register today and make your pension work harder with up to 12% interest per year.

What type of UK pension(s) you currently have? Please tick all that apply:

SIPPSSASCurrent employmentPublic sectorPrevious employmentPersonal or stakeholderOther

Do you own a UK Ltd company? (this means you could get a SSAS scheme)

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