Loan Rates & Stats

The information below shows the aggregate historic returns.

Sourcedcapital does not take margin between borrower and lender. Furthermore, there is no provision fund.

Past performance is not a guide to future performance. When lending your capital is at risk.

No FSCS protection.


Net Return





2019 2020 2021 Total
Number of loans 2 32 0 34
Expected Default Rate 1% 1% 1% 1%
Actual Arrears 0% 0% 0% 0%
Actual Default Rate 0% 0% 0% 0%
Number of projects in arrears 0 0 0 0
Loss 0 0 0 0

Sourced Capital calculate the expected defaults at 1% of capital invested. This calculation is based upon the security held by our Security Trustee being a first legal charge. A first legal charge is often seen as the highest form of security available to investors. By holding a first legal charge our security trustee has the legal right to take control over the property or land and have first priority on any funds redeemed from the sale of the asset. This is the same process in which a bank will protect their funds on a defaulting mortgage.